Asset Finance

Asset Finance covers a range of facilities all of which allow for funding against business critical assets. Whether you are looking to acquire new equipment or release equity from existing equipment our facilities are tailored to suit your needs.

Asset Refinance

Asset refinance is a way of releasing equity from existing assets.

  • HP terms
  • Cost effective alternative to unsecured loan
  • Up to 80% LTV on value of equipment
  • Any existing Finance can be settled where necessary
  • Funds sent to customer/ outstanding finance provider

Hire Purchase and Leasing are ways of purchasing new business assets and spreading the costs over a period of time

Hire Purchase

  • VAT Paid upfront and reclaimed on next quarter 12-60 month terms
  • Asset sits on balance sheet
  • VAT deferrals available
  • Funds sent to supplier

Finance Lease

  • VAT Paid monthly
  • 12-60 month terms
  • Off balance sheet transaction
  • Favourable end of lease terms / customer ownership available
  • Funds sent to supplier

Sale & HP / Lease Back

Sale & HP/ Lease back is a way of putting purchased assets onto a finance agreement retrospectively.

  • HP or Lease Terms
  • 3 months from original purchase date Up to 100% of the purchase price can be released back
  • Funds sent to customer

The pros of asset finance

  • Minimises Initial Expenses: Access critical business assets without the burden of significant upfront costs.
  • Budget-Friendly Spread: Smoothly distribute expenses over time, making financial management more straightforward, enhancing cash flow, and fostering business expansion.
  • Capital Efficiency: Unlocks capital for allocation to other areas of your business operations.
  • Cost-Effective Choice: Asset financing often proves to be a more cost-efficient alternative compared to other forms of business funding.
  • Personalised service: Multiply Finance’s asset finance experts are on hand to offer a solution tailored to your needs.

Click below to begin the process of applying for asset finance

The types of finance we can offer

We can offer a wide range of funding options that include the following:

Business Loans

Let us help source the right business loans for you

Commercial Mortgages

Funding for commercial mortgages and buy-to-let purchases

Property Development

A range of development finance options catered to your specific needs

Bridging Finance

Funding for that urgent purchase or refinance when time is tight

Residential Mortgages

For individuals who wish to purchase their own home

Invoice Finance

Keep cash flow moving and get paid quicker for your products and services

Portfolio Landlord

For individuals or investors who own a portfolio of properties

Asset Finance

Sourcing the equipment you need without disrupting your cash flow

Buy-To-Let Mortgages

For individuals or investors who wish to purchase residential property to let

Multiply Finance Ltd is a member of the National Association of Commercial Finance Brokers.

Multiply Finance Ltd is a member of the Federation of Small Businesses.

Get In Touch

Our finance experts are on hand to take your call, email or respond to your message.

Multiply Finance Limited,
Censeo House,
6 St Peter's Street,
St. Albans,


Multiply Finance Limited trading as Multiply Finance is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 929261. The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Your property may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice, the precise amount will depend upon your circumstances.

Multiply Finance Limited Registered Address: Egale 1 80 St Albans Road, Watford, Herts, England, WD17 1DL Registered in England and Wales No: 12561172

Not all services we offer are covered by the FCA. Click here to read our Privacy Policy statement.

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

How to make a complaint - It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.